Wednesday, 13 August 2008

Kiva - micro lending that just might work

Like many other people involved in the New Zealand digital landscape I hear, and indeed contribute, to a lot of debates around economic transformation and how ICT can be used as both a business enabler and a tool for community empowerment.

Often these ideas are talked about as if they are either in conflict, or governed by separate rules. One ruled by the market. The other by sentiment.

Although there is sometimes merit in this separation, and although , for sure, in many instances this stuff gets complicated, just now and then something pops up in your porridge pot which kind of makes instant sense as well as offering a place for head and heart to hang out together.

Kiva.org
The Kiva project is one of these projects. Billed as "the world's first person-to-person micro-lending website", it allows the likes of you and me to lend directly to known, or what they call 'unique' entrepreneurs in the developing world. In other words when you offer the money [say $25 dollars]- you know what project it is going to and to whom.

Real Individuals - real project.
Even though I was never a fan of the sponsor a child idea, I like this idea. I like the notion that what I am offering is something I can afford - while the person who gets the support just might make it - i.e. find a way to make a living, feed and educate their family, etc.

Kiva on Facebook
They also seem to be quite a smart outfit. Their web site offers lots of links to main stream news stories about their activities thereby, at a stroke, sorting out your first concern, "are these guys for real".

They have also recently extended into Facebook, as of an hour ago had over 12,000 fans , plus one new one - me. You might like to check them out here.

If you go there have a look at the You Tube embed to a USA Frontline documentary. Or if you like, click here.

Mohammad Yunis - Nobel Prize Winner.
Micro financing is nothing new of course. Mohammad Yunus of Grameen Bank has been a strong advocate of this for a few years now. The story of this man is of course well known - of how, in the face of a famine in Bangladesh, he abandoned the teaching of economics as irrelevant, went down into the slums of the poor, listened to the problems and then started lending small amounts of money, mostly to women. His vehicle, the Grameen Bank. has now lent over 7 billion dollars - and even more impressive the repayment ratio was 98%.

The embed below is from Skoll World Forum 2007. This years forum looked at the growing importance of incorporating cultural literacy, into social change planning. The 2008 proceedings are online here. In the meantime, here is Mohammad Yunis.






3 comments:

internet business said...

To earn is becoming harder and harder, I agree. The world is not changing for the better. If there were more people like Mohammad Yunis, we may be able to change the world around us for the better. I do not know.

toko pasutri said...

Terima Kasih Infonya Gan, Sangat Bermanfaat Artikelnya !!!
vimax
vimax asli
selaput dara buatan
ciri ciri vimax asli
obat perangsang wanita
jual obat perangsang cair
blue wizard
obat kuat pria
obat kuat tahan lama
obat viagra
vmenplus
pembesar penis alami
obat pembesar penis
klg pills asli
jual klg pill asli
klg pills
cream pembesar penis
cream kuda jantan
vagina getar
klg
klg usa asli
vagina senter
klg asli
obat pengemuk badan
obat peninggi badan
alat penggeli vagina
alat pembesar penis
vakum pembesar penis
terapi pembesar penis
vimax kapsul
obat kuat nangen
obat kuat herbal
potenzol cair

hoxn Ln said...

Genauigkeit Watches Replica und solche mit deutlich hoherer Quarzfrequenz, die eine bebere Ganggenauigkeit bieten, aber nur in wenigen Uhren zu finden sind. Replica Rolex watches Mal im Ernst: Was hat es denn schon grobartig Neues in den letzten 10-20 Jahren gegeben, Replica Rolex Watches auber Variationen des immer gleichen Themas?Instead, it’s a regular UK Replica watches that’s decided to swot up a bit and learn a few new tech tricks,without compromising Designer handbags on the design.